Sha la la la la la
The Evil Party™’s plan will allow insurance companies to charge seniors quintuple what everyone else pays, whereas under the Slightly Less Evil Party™’s plan they would only be charged triple.
Either way, I’m seeing zero incentive to save money for retirement. Under the auspice’s of either plan you’re likely to die deeply in debt, probably impoverished.
So unless you have some special affection for the health care industry’s shareholders– and personally, I do not– the only strategy that makes sense under this system is to save nothing, live for today, and live the best life you can for as long as you can.